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Business Loans

The United Bank of Union offers a full line of real estate acquisition loans for new or expanding businesses. Often, we can pair the approval with assistance from one of our government guarantee agencies to grant more advantageous loan terms to promote the growth of your business.

Government Guaranteed Loans

The United Bank of Union works closely with the United States Department of Agriculture (USDA), the Small Business Administration (SBA), and the Economic Development Centers established by the SBA. These agencies may allow the United Bank of Union to assist businesses with their hard asset acquisition needs. Qualifying borrowers may receive more favorable loan terms than they may otherwise have been granted.


The United Bank of Union was the first Certified Lender in the state of Missouri in the Business and Industrial loan guarantee program. This program offers long term financing for the acquisition of assets such as equipment and real estate. For more information visit


The United Bank of Union is able to assist borrowers with a wide range of loan products offered in conjunction with the Small Business Administration. One of the most popular offerings is the Low Doc loan guarantee. Please visit the SBA at to review the complete listing of SBA services available.


The Economic Development Centers assist the SBA, primarily with the implementation of the 504 loan program. This program allows the United Bank of Union to take a first lien position in the asset being acquired, and the EDC holds a junior lien on the collateral securing their loan. This has been a very popular program, especially with the acquisition of real estate. For more information, visit

Lines of Credit

The United Bank of Union offers revolving and non-revolving lines of credit to qualifying businesses to help finance current assets. Please call one of our loan officers to schedule an appointment to discuss your cash flow needs.

Term Loans

Needing to upgrade your equipment? The United Bank of Union offers long term financing to assist businesses to acquire fixed assets such as machinery, equipment, vehicles and other long term assets. Please give one of our loan officers a call to discuss your financing needs.

Business Debit Cards

Making business purchases easy.

Loan Calculators

Calculate your mortgage payoff, see how much house you can afford and more.

Online Bill Pay

Stop stuffing, licking, and stamping. Make sure your payments arrive on time every time.