United Bank of Union Home Loans

Ready to apply but no time to drop by the bank? Get started online today by clicking the button below or filling out the form at the bottom of this page! 

United Bank of Union offers loans for various needs including low down payment options, refinancing, construction, VA loans, and more. Whether a first-time home buyer, a veteran, or an owner looking to down-size, our experienced mortgage lenders are skilled at matching customer needs to available options. UBU is here to help you accomplish your home ownership dreams!

United Bank of Union Home Loan Options:

USDA Housing Loans FHA Loans Fixed Rate Mortgage Home Equity Line of Credit
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VA Mortgages Construction Loans Land Loans Home Equity Loan
  • Designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry)
  • Guaranteed by the U.S. Department of Veterans Affairs (VA) to those who qualify.

  • A loan for those who wish to build their own home and is typically a short-term loan.
  • After completing construction, long term financing will be needed, generally at a fixed rate.

  • Buy property with the goal of building a home or to hold onto the land

  • Home equity loan funds are disbursed in one lump sum and paid out over an established period of time
  • One regular monthly payment, similar to an installment loan
  • Commonly used for a remodel or a debt consolidation as funds are disbursed for a one-time expense
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Other Home Loan Options United Bank of Union Provides:

  • Home Improvement Loans
  • First Time Home Buyer Loans
  • Home-Ready Loans
  • Low Cost Balloon Notes
  • Mortgage Refinancing

United Bank of Union Online Pre-Qualification

Home Loan Pre Qualification

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Mandatory Disclosure

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Co-Applicant Information

Mandatory Disclosure

You do not have to reveal this information if you do not want it to be considered as basis for repaying obligation.

Co-Applicant Information

By typing below, I hereby authorize United Bank of Union to obtain a credit report for the purpose of pre-qualifying for a home mortgage loan and understand I am not making application for a mortgage loan at this time.

By typing your name below, I intend to apply for joint credit, and acknowledge receipt of a copy of this notice on today's date

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