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Savings Accounts

With United Bank of Union’s Savings Accounts you can be saving for your future and earning interest. Remember this is “Your Future!” Make us “Your Banking Partner!”

Companion Savings Account

Want to earn more on your money and still access it with no penalty? Now you can with United Bank of Union's Companion Savings Account. Open any UBU CD and you are eligible to make a one-time deposit up to the amount of the CD into this account that will earn you a higher APY than other Savings accounts. A minimum of $1,000 balance is required to open and to obtain the higher APY. If the average daily balance falls below $1,000, then the current savings account passbook interest rate will apply. No additional deposits can be made into the account unless a new CD is opened at the time of the deposit. Amount of additional deposit must be equal or lesser than amount of accompanying CD opened. All other Certificate of Deposit and traditional saving account rules apply. Fees may reduce earnings.

Statement Savings (Variable Rate)

A minimum of $25.00 is required for an opening deposit and a minimum of $1.00 is required to obtain the advertised Annual Percentage Yield. No minimum balance is required thereafter if account remains active. The account earns interest on a monthly basis. The account is service charge free, except if the account becomes inactive or dormant (see fee schedule). The applicable fees would then go into effect. The account holder receives a monthly statement.

Ultimate Savings (Variable Rate)

To earn the more attractive rate of interest, a minimum of $50,000.00 is required for an opening deposit and to obtain the advertised Annual Percentage Yield. The account earns interest on a monthly basis. One withdrawal is allowed per statement cycle. Any other withdrawals during the monthly statement cycle would incur a service charge (see fee schedule). The interest rate will change to the statement savings rate if the balance in the account falls below the daily minimum balance requirement of $50,000.00.

Check our current Savings Account Interest Rates here.

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