United Bank of Union Checking Account Options
Seniority Checking Account*
The account earns monthly interest at the current NOW account annual percentage yield if a minimum average daily balance of $500.00 is maintained. Interest is not paid if the average balance falls below $500.00. The Seniority Club features social activities, travel, special banking privileges, and a quarterly newsletter. No membership fee is required. Visit our Seniority Club page for more information.
Teen Difference Checking Account**
Account holder must be between the ages of 13-18 and have a parent or legal guardian's signature if under 18.
Second Chance Account^
If you are currently on Check-Systems please call us at 636-583-2555 to find out if you are eligible for this account.
Money Market Checking Account^^
If the average balance falls below $1000.00 you will earn the current statement savings account rate. A balance exceeding $1000.00 earns interest according to a tiered balance schedule as provided in the account Truth-In-Savings disclosure. Federal Law limits the number of transfers in savings and money market accounts to six per calendar month. A service charge will apply for each check or debit card transaction clearing the account that exceeds the maximum allowed. You are allowed unlimited withdrawals in person within the bank.
Online Account Opening~
Signature, Seniority, and College Checking Accounts are the only Checking Accounts currently available to open online. See Savings Accounts tab to open a Personal Savings Account online.