Accounts that Fit You
From our Dragon Saver's Club that teaches children the value of saving for their future to our Seniority Checking Account designed for the specific needs of those over 55, United Bank of Union has accounts for all stages of life.
Dragon Saver's Account
Our Dragon Saver's Account, headed by Tommy Torch, teaches kids to save for their future. This program includes incentives for children who save, along with a wealth of information about banking, money, and their financial future. Our Dragon Saver's Account features no minimum balance to open the account and fun activities to keep kids interested in saving.
Teen Difference Checking Account
Account holder must be between the ages of 13-18 and have a parent or legal guardian's signature if under 18. No minimum deposit but the required opening deposit of $25.00 can be matched up to $10.00 after a 60 day waiting period. No minimum balance required. Free ATM or Photo Debit Card with parents/guardian's signature. Up to $12.00 per month of foreign ATM fees refunded. Must access online banking at least once per month and have at least one deposit per month to receive refund. Free online banking, must sign up for online banking with electronic statements. No online bill pay, checks or overdraft privileges.
College Checking Account
Account holder must be between the ages of 18-25. $25.00 opening deposit required. No monthly service charge and no minimum balance requirements. Free Debit Card. Up to $12.00 in foreign ATM fees refunded each month. You must have at least 10 debit card transactions and log into online banking each month. Must sign up for online banking and have electronic statements.
Seniority Checking Account
If you are 55 years of age, you are eligible for Seniority Checking. $25.00 opening deposit is required. The account earns monthly interest at the current NOW account annual percentage yield if a minimum average daily balance of $500.00 is maintained. Interest is not paid if the average balance falls below $500.00. The account is service charge free. ATM fee refunds of up to $12.00 monthly with an average balance over $500.00. Travelers checks, money orders, and cashiers checks are provided at no cost. Personalized checks are available at a exclusive discount. The Seniority Club features social activities, travel, special banking privileges, and a quarterly newsletter. No membership fee is required.