Checking Solutions for Your Business

Business Checking from United Bank of Union combines the convenience of 24/7 digital banking with personal, reliable service of a true community bank. We understand what it takes for a small business to thrive, which is why we make managing your money simple and efficient. 
 
Let's set your business up for success today!
 
 
For details on documents and paperwork needed to open an account for your business, please call 636-583-2555 and ask for an Account Services Representative to assist you.
 

Account Details at a Glance

  • No Minimum Balance Requirement
  • Unlimited Check Writing
  • No "Per Check" Charge
  • Free Debit Card
  • Free Deposit Tickets
  • Free Bill Pay
  • Free Mobile Deposit
  • Detailed Monthly Statement




















 

Fee Snapshot

The following charges are built into the account analysis* if used during the statement cycle. An adequate average balance could result in no service charges for these services.
 
Name Charge
Monthly Service Charge $7.50 / month
Stop Payments $30 / item
Returned Item Fee $10 / item
Wires Outgoing
Domestic - $22.50 / item 
International - $50 / item
Wires Incoming $15 / item
ACH $25 / month
 
*All commercial checking accounts are put into analysis.  We use your investable balance in the account for the month to calculate an earnings credit to offset any charges incurred during the statement cycle.  We send out an analysis summary with each account statement that reflects the net charge to the account for that month.  If there is not a charge, an analysis statement will not be mailed. 
 
 
 

Why choose UBU for my business?

Local Support You Can Count On

Running a business comes with challenges, and having a bank that's easy to reach makes all the difference. At United Bank of Union, you'll talk with real people who understand your goals, not an automated system. Our local team takes the time to listen, offer guidance, and provide real answers so you can keep things moving.

Your Payment Controls, Enhanced

We make managing your business simple, with tools that fit the way you work:

  • Cash Management Solutions - ACH capabilities, merchant services, Positive Pay protection, and more. Only pay for what you actually need. 
  • Digital Banking - Receive 24/7 access to your accounts through our online and mobile banking platform.
  • Debit Cards - Control expenses and empower employees with secure purchasing options. 

Together, these tools work to help you manage cash flow, control spending, and keep your business moving forward.

Financing That Fuels Growth

As your business evolves, we're here to help it grow. Our experienced lenders live and work in your community, so they understand local opportunities and challenges. From SBA and commercial real estate loans, to lines of credit and equipment financing, we'll work with you to find lending solutions that fit your business goals.




















 








 
 
 

Open your Business Account today!

Find the nearest UBU branch location to open an account. Call us at 636-583-2555 to schedule an appointment.
 

Questions?

Contact us today at 636-583-2555 or click the Let's Talk! bubble in the lower right corner to communicate with a UBU Customer Contact Specialist.