Unlock Your Home's Value

Your home is not only where you live, but one of your greatest financial assets. With a Home Equity Loan or Home Equity Line of Credit (HELOC), you can use the equity you've built to pay for big expenses, manage debt, or plan for what's next.
Tap into your home's equity today!
Use our mortgage website to begin your home equity application. A United Bank of Union loan officer will review your application and be in contact.
Have questions? Call us at 636-583-2555.
Two Ways to Borrow

Home Equity Loan
- Funds are disbursed in full and paid out over an established period of time
- Easy repayment process with fixed interest rate and predictable monthly payments
- Commonly used for a remodel or debt consolidation

Home Equity Line of Credit (heloc)
- Revolving line of credit you can withdraw from as needed
- Great for ongoing or variable expenses, such as a large home improvement project or college tuition
Connect with a Loan Officer
Loan Officers at UBU have the knowledge and experience to help you make the most of your home's equity. They'll guide you through your options to ensure the solution fits your goals and your budget.
Calculate Your Options
Estimate payments, explore different loan options, or see how changes in interest rates might affect your mortgage. Our Financial Calculators help you plan and make informed choices for any home financing scenario.
Helpful Information
Learn more with these helpful resources:
- What You Should Know About Home Equity Lines of Credit
- Trigger Leads and Opting Out
- Get Your Credit Report
Ready to use your home's equity?
Important Disclosures and Information:
This is a list of products offered at United Bank of Union. Your receipt of this material does not mean you have been prequalified or pre-approved for any product or service we offer. This is not a commitment to lend; you must submit additional information for review and approval. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
This is a list of products offered at United Bank of Union. Your receipt of this material does not mean you have been prequalified or pre-approved for any product or service we offer. This is not a commitment to lend; you must submit additional information for review and approval. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.



