FDIC-Insured - Backed by the full faith and credit of the U.S. Government
United Bank of Union

Home Loans

Home Loans That Fit Your Goals

 
Buying a home is one of life's biggest steps, and you don't have to figure it out alone. At United Bank of Union, our local lenders work with you to understand your needs and explore your home loan options. Together, let's accomplish your home ownership dreams!
 

Ready to take the first step?

Use our mortgage website to begin your home loan pre-qualification, and a local loan officer will connect with you to review your options. Have questions? Call us at 636-583-2555.
 
 





















 

UBU Can Help Me...

 
Purchase a home
Buying a home can be both exciting and overwhelming, no matter your experience. At UBU, you can rely on us for clear guidance and support for both first-time homebuyers and those who have purchased before. From understanding what you can afford to navigating the closing process, we make the homebuying experience as simple as possible, so you can focus on finding the home that's right for you. 
Refinance my home
Life changes, and sometimes your mortgage should too. Refinancing can help you adjust your loan to fit your current needs, like lowering your monthly payment, shortening your term, or consolidating debt. At UBU, our loan officers take the time to review your individual situation, to help you understand your options and choose a solution that fits your goals. We'll ensure your refinance fits your life today and your plans for tomorrow.
build my dream home
From blueprints to finishing touches, UBU offers construction loans that fit your timeline and roll seamlessly into permanent financing. If you've found the perfect location but aren't ready to build just yet, our land loans make it easy to secure your property until the time is right. 
improve my home
Looking to refresh or remodel? UBU provides several ways to finance improvements, including home equity loans and lines of credit. Whether you're planning a simple update or a large renovation, we'll help you find the option that fits your project and your budget. 
PURCHASE LAND
Sometimes the first step in achieving your dream, whether it's a home, getaway spot, or business venture, is simply finding the right piece of land. UBU offers land loans for a variety of purposes, including residential, recreational, and business. 














 
 

Loan Options We Offer

United Bank of Union offers a wide range of loan programs designed to match different goals, timelines, and budgets. Here's a look at the types of loans we can provide to help you achieve your homeownership vision:
 
 

Plan with Confidence

Wondering what you can afford or how different loan options might fit your budget? Use our Financial Calculators to explore scenarios and plan your next steps. 
 
 

Your Local Lenders

Looking for guidance on buying, building, or refinancing? UBU Loan Officers provide personalized support to find the right solution for your needs.
 
 

Additional Resources

Utilize these helpful tools and guides:






 

Ready to start your Home Loan journey?

 
Visit a Branch Near You

 

Questions?

Contact us today at 636-583-2555 or click the Let's Talk! bubble in the lower right corner to communicate with a UBU Customer Contact Specialist.
 
 
Important Disclosures and Information:
This is a list of products offered at United Bank of Union. Your receipt of this material does not mean you have been prequalified or pre-approved for any product or service we offer. This is not a commitment to lend; you must submit additional information for review and approval. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.