Checking That Keeps Up With You
Made for students and young adults on-the-go
Life moves fast - your checking account should keep up! Our College Checking account is designed for individuals ages 18-25*, offering convenient, secure banking that fits your lifestyle.
Whether you're walking to class at East Central College or studying miles away, UBU goes with you. Stay connected to your money wherever you are with powerful digital banking tools, including Debit Card Controls, Bill Pay, Financial Tools, and more. Plus, enjoy access to over 40,000 surcharge-free MoneyPass® ATMs nationwide and add your debit card to your mobile wallet to pay on the go.
No matter where you are, you're backed by a community bank that's here to support your future.
College Checking benefits:
Manage Money from Anywhere
Check balances, deposit paychecks, pay tuition, and transfer money to friends - all from your phone or laptop. Whether you're on campus, at home, or between classes, our digital banking platform lets you handle your finances securely and instantly, so you never miss a beat.
pay your way, securely
Protect your money with Debit Card Controls to turn your card on/off, customize alerts, and monitor transactions in real time. Add your debit card to your mobile wallet for quick, secure tap-to-pay at stores or use it with apps like Venmo® or Cash App® to split bills with friends.
budget-friendly banking
With no monthly fees and no minimum balance requirement, you can manage your money without stressing over extra charges. Plus, you'll get free access to 40,000+ MoneyPass® ATMs nationwide, and we'll refund up to $18 in out-of-network ATM fees each statement cycle**.
Additional Details:
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$25 minimum deposit to open
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Earns interest
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$25 Deposit Match after account opening
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e-Statements required
Kickstart your financial future today!
Open your account online or visit a UBU branch today.
Questions?
Call 636-583-2555 or click the Let's talk! chat bubble in the lower right corner to communicate with a UBU Customer Contact Specialist.
*Account automatically reclassifies to Signature Checking at age 26.
**Must have 10 posted debit card transactions and log into Online Banking at least once per statement cycle to qualify for foreign ATM fee refunds.