Everyone Deserves a Second Chance
a financial fresh start
United Bank of Union's Second Chance Checking account is an opportunity for adults to rebuild their banking history. Whether you're getting back on track or starting over, this account offers straightforward features that support your goals.
With convenient access at our three Union branches and 24/7 digital banking, you'll have the tools to manage your money smoothly and move forward with peace of mind. United Bank of Union is here to help you take your next step.
Second Chance Checking features:
Secure Digital Banking
Manage your money on your schedule with 24/7 online and mobile banking. Check balances, transfer funds, deposit checks, and keep track of spending from anywhere. Plus, enjoy free online Bill Pay when you enroll in e-statements*.
Free debit card with smart spending limits
Get your Mastercard® debit card at account opening, no waiting by the mailbox. Your card comes with a $500 daily spending limit to help you stay on budget. Use Debit Card Controls in digital banking to instantly lock your card, set transaction alerts, or adjust spending settings. Connect your card to mobile wallets for fast, secure payments anywhere you go.
No minimum balance requirement + fee-free atm access
Keep as much or as little in your account as you need - there's no minimum balance requirement. Enjoy access to over 40,000 MoneyPass® ATMs nationwide, so your cash is always close at hand without extra fees.
Additional Details:
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$1 Money Orders
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$7 monthly service charge
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No Overdraft Protection
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$25 minimum opening deposit is required
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If account is in good standing for one year from account opening, you may request for your account to transition into a Signature Account.
Open Your Second Chance Account Today
Open an account at any UBU branch or call 636-583-2555 to schedule an appointment today.
Questions?
Call 636-583-2555 or click the Let's talk! chat bubble in the lower right corner to communicate with a UBU Customer Contact Specialist,
*Bill Pay will be available after account has been open for six months and the account is in good standing. Account is considered in "good-standing" if customer does not exceed three overdrafts in the preceding six month period.